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How Do I Avoid Credit Card Fees on Shopify?

Last updated on October 1, 2022 @ 9:07 pm

The fees charged by Shopify can be quite confusing, but there are ways to avoid them. Here are some tips:

1. Use a Shopify payment gateway
If you use a Shopify payment gateway, you can avoid paying the 2% transaction fee. This is because Shopify processors don’t charge any fees for using their gateway.

2. Use a third-party processor
If you use a third-party processor like PayPal or Stripe, you may be able to avoid the 2% transaction fee. However, you will likely have to pay a processing fee to the third-party processor.

3. Use a Shopify gift card
If you use a Shopify gift card, you can avoid paying the 2% transaction fee. However, you may have to pay a processing fee to the provider of the gift card.

4. Use a Shopify discount code
If you use a Shopify discount code, you can avoid paying the 2% transaction fee. However, you may have to pay a processing fee to the provider of the discount code.

5. Use Shopify’s ‘Buy Now’ button
If you use Shopify’s ‘Buy Now’ button, you can avoid paying the 2% transaction fee. However, you will likely have to pay a processing fee to the provider of the ‘Buy Now’ button.

PRO TIP: If you are thinking about using Shopify to sell products online, you should be aware of the potential credit card fees that you may incur. While Shopify does offer a number of payment options, including PayPal and Stripe, you may still be charged a fee by your credit card company if you use their services.

To avoid these fees, you should contact your credit card company ahead of time and ask about their policy on Shopify transactions. You may also want to consider using a different payment method, such as PayPal or Stripe, which may not charge these fees.

Dale Leydon

Dale Leydon

Sysadmin turned Javascript developer. Owner of 20+ apps graveyard, and a couple of successful ones.